• 1st home
Buying a home is a major financial commitment. The process can be daunting as you will be dealing with the real estate salesperson, the solicitor, the builder, and the insurance provider. I will help you through each stage dealing with the various service providers. Thus, saving you time, effort, and stress.
• New Build / Construction Lending
Construction Loans can be complex. They come with various conditions and at times difficult to manage. Personal budgeting can be cumbersome especially when you are currently renting and having to service a Land and Build package loans. I make it a point to sit with the clients through the budgeting process during the build and hold their hands till the final stage where code of compliance is issued, and the final drawdown is completed.
• Commercial Lending
Commercial lending is for the purpose of purchasing commercial real estate or short-term construction loan and business loan. I have access to banks and non-banks financial solution providers. My recommendations will be based on business specific needs for the client.
• Investment Property
Property investment is a long-term plan. You make money through capital gains and cash flow. As an experienced property investor, I provide invaluable advice and guidance. I draw upon my experience and am happy to impart my knowledge with my clients. I will explain the risk and benefits of owning an investment and attaining financial security.
• Re-Finance
There are times re-financing is needed; especially so when consolidating your debts or looking to renovate your current home. Having your debts under 1 home loan could be cheaper but this process needs to be carefully thought through to ensure the term of the loan is correctly set according to your age and stage of life.